Ever since I became the saving diva, frugal mama, or whatever else you want to call me, I have been asked to share my own budget with the world. Some have even gotten angry that I wouldn't. I haven't talked much about it, but I feel now is good a time as ever. Today I want to share with you why I will NOT be sharing my personal budget with you.
First of all, it is because budgets are personal. If I were to share my budget, I would be inviting a load of drama into my section of the web that I don't want here. Some would look at how we spend our money and say "Oh my she is depriving her family of fun things" (trust me I've heard it), while another group may say "Oh man she is spending too much on that! What is she thinking?" (yep heard that one too). Budgets are personal. No two budgets will look the same. They are personal because they are personalized for the people living them. Budgets are not a "I'll show you mine, if you show me yours" sort of thing.
No matter what your budget is, the bottom line is that you need to spend less than what you take home. If we are all doing that, then your budgets are working. If that's not happening, then you need to reevaluate the way you are spending your money.
Everything I share on this blog is a suggestion. These are the things that have helped my family, as we go throughout life. When I started this blog, we had a very small income. My hubby was a full time student and I was a stay at home Mom. Because of the season of life we were in, we made certain decisions regarding our finances. We are now in another season, where hubby has graduated and is currently studying to test for his CCNA. He is a computer guy. He did it in the military and has finally figured it out that it is what he wants to do. He thought it was law enforcement, but it ended up that God had another path for him and our family.
Every season that you are in may mean adding or changing the way your budget is working for your family.
When Hubby was working for The Nevada Highway Patrol, we were able to have our children in extra curricular activities. Those activities fit into our budget, but now that we are again on a smaller income, they do not.
Can you see how over time your budget will change and grow, as your family does? Being conscious of that is very important. Each month, sit down as a family and discuss the upcoming expenses. Hubby and I do this each month. We talk about bills coming up, doctor appointments, and such. Doing this at the end of each month has helped us stay on track, save money and even pay off a few bigger bills as well.
It can be done. So what was today's post about...well I guess it was about answering that question I always get asked. It was also about sharing how you can make a budget work for you. Do not compare your budget to someone else's, because we are all different and all have different values for our needs. Remember that please.
Don't get discouraged. You can do this! I know you can! You have a Savior who is by your side helping you along the way. Sit down as a family and take control of your finances.
Thank you for always encouraging me to share and create on this blog. It means so much to me.
Have a blessed day y'all!
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